North Carolina Home Insurance

Buying a home is one of the major investment in anyone life. Home insurance is the main line of defence for most of the people for protecting their assets and investments. Your house is also one of your biggest investments. Before you opt for any of the home owners insurance in North Carolina, you ought to educate yourself with home insurance tips and articles. Most of the standard North Carolina homeowner's insurance policies would cover you against damages caused by theft, fire and lighting, smoke, frozen pipes, ice and snow. It also covers against liability claims, medical payments to third parties, and cover legal costs if a suit is brought against you. You may need to purchase special policies for the cover excluded under standard cover. These covers are for act of war, nuclear accident, flood, earthquake and terrorism. Special policies or endorsements cover you against these perils under special covers. It also covers highly priced or costly items. You may need additional cover for valuables like engagement ring, watches, furs, antiques, etc.

Types of Insurance